A pour-over will is a will that is used in conjunction with a living trust.  After setting up a living trust, it is important that you transfer your assets into the trust.  A pour-over will is a will that essentially says ‘any assets passing under this will should be transferred to my trust.”  It’s a back up tool.  In an ideal world, you will have already transferred all of your assets into your trust.  But let’s say that you missed one account, the pour-over will makes sure that the account will ultimately get put into the trust upon your death.  The problem?  The account will have to go through probate first.  Remember, anything passing under a will must go through probate!