Learn important information about Estate Planning in North Carolina
We at Carolina Family Estate Planning believe it is our duty to educate our fellow North Carolinians on how they can prepare and protect their families for life, even after they are gone.
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Check Out Our March 2019 Newsletter: A Humbling Call To Action and Welcome New Team Members! Our March 2019 Newsletter: A Humbling Call To Action and Welcome New Team Members! -
Leverage Assets for LTC to Reduce Risk of Poor Market Return Long-Term Care Planning can leverage your existing assets allowing you to "self-fund" long-term care while also mitigating your risk and shielding you from poor market performance. -
Convert Existing Life Insurance Into a Long-Term Care Benefit Plan A Long-Term Care Benefit Plan converts existing life insurance into a pre-funded, irrevocable Benefit Account that pays for long-term care -
Using a Reverse Mortgage to Pay for Long-Term Care A reverse mortgage is a loan where the home is used as collateral to get tax-free cash from the equity of the home without incurring monthly expenses. -
Qualified Longevity Annuity Contract (QLAC) as a Long-Term Care Strategy A QLAC is a deferred annuity funded from an IRA or retirement plan and is eligible for special tax rules including postponing Required Minimum Distributions -
Life Insurance with a Critical Illness Rider A critical illness rider on a life insurance policy may allow you to accelerate some of the death benefit to pay for certain health and long-term care costs -
Using IRAs to Fund Long-Term Care Retirement plans like 401(k)s and IRAs can be a powerful retirement-saving tool, but they can pose challenges when it comes to long-term care planning -
Annuities with Income Accelerators An annuity with income accelerator can sometimes be used as part of a long-term care plan, especially if health issues prevent qualifying for other long-term care options -
Annuity-Based Long-Term Care Solutions Annuities with long-term care riders have become a popular solution for long-term care planning that can also potential yield income-tax savings -
Annuity Basics Annuities are a popular financial tool for retirement planning with many using annuities as a “pension substitute.” There are many different types of annuities